I want to change the way financial advisers are thought of in Luxembourg. We are NOT ‘all the same’ and are remunerated very differently when offering advice to our clients.
When helping a client with their investment strategy, I rebate any commission received from the funds that we invest in back to the client so that in most cases they purchase the funds at NAV, which in turn helps their money grow more quickly.
Have you ever met someone who has reached retirement and realises that they don’t have enough money to do what they want to do? Or do you ever meet people whose children are just about to go to university and they have no idea how to finance those next few years?